Believe it or not but Ireland currently had the 3rd highest rate of cancer per capita in the entire world. We are just behind Australia and New Zealand in that regard but their cancer rate is easily explained by their exposure to large doses of harmful UV rays due to the hole in the o-zone layer. In Ireland it is not so easy to explain why our rate is so high but Cancer has affected all people on this island either personally or through a friend or loved one. In fact, according to the Irish Cancer Society, by 2020 1-in-2 people in Ireland will suffer from cancer at some stage in their lifetime.

While most people don’t like to think about cancer it is important to realise the effect on both your general and financial health if you were to be diagnosed with an illness. Most people have taken insurance out in the event that they were to pass away due to illness but there is a significant hole in peoples insurance for “survival insurance”, insurance that will pay out in the event that you get sick and need financial assistance while you try to recover.

Having financial support at a time of physical and emotional stress can ensure that you are able to take the time off work, pay for specialist treatment or even cover day-to-day household bills such as childcare. Cancer Cover can be purchased as an additional benefit to most life insurance policies. It pays out a tax-free, cash lump sum if you are diagnosed with cancer of a specified severity. We here at ACE can supply the full definition of cancer but most of the severe forms of cancer would ordinarily be covered, such as:

  • Breast Cancer
  • Lung Cancer
  • Bowel Cancer
  • Gynae Cancer
  • Stomach Cancer

With Cancer Cover, we also provide partial payments for less severe, more treatable types of cancer. These ordinarily include:

  • Testicular Cancer
  • Early Stage Bladder Cancer
  • Low Level Prostate Cancer
  • Cancers in situ

Cancer Cover is available to those aged 18 to 65 and is available on a single, dual or joint life basis. Cancer Cover can help you financially, giving you one less thing to worry about and letting you concentrate on the main thing – getting better.

Summary of Benefits

  • Provides a tax-free, cash lump sum to you if you are diagnosed with cancer of a specified definition.
  • Your policy can cover more than one person.
  • You can increase cover at times when you need it.
  • Gives you time to focus on what really matters, getting better
  • If you have suffered other illnesses such as stroke/heart attach you may still be able to receive cancer cover.


Contact us for details about our Cancer Cover options.